Great new financing option for first time buyers

• First mortgage payment not due for 3 months. *(1)

• Low down payment options. *(2)

• No origination or other lender fees, including no mortgage insurance.

• $8,000 federal tax credit for first time home buyers. *(3) Hurry – ends April 30, 2010.

We also make it easy:

• Simplicity and transparency. You will know exactly what’s going on every step of the way.

• Online resources and information. Easy access to information you need to make decisions available at www.bbvacompass.com.

(1) The first regularly scheduled payment on the loan will not be scheduled to occur for at least three months following closing. Interest between the closing date and the end of the month in which closing occurs will be collected at closing. The first three months’ escrow payments will also be collected at closing. Interest on the loan accruing from the end of the closing month to 30 days prior to the first scheduled payment will be waived. The loan maturity date will incorporate the amortization of 360 payments beginning with the first scheduled payment date. Because of the interest waiver, tax deductibility may be reduced. The interest rate on this product may be higher than mortgage loans with origination fees and earlier maturities. See application documents for additional details.

(2) To qualify for a low down payment, a financial management presentation must be completed online in addition to meeting underwriting requirements. In the event that the financial management presentation is not completed, or the bank determines that the underwriting requirements are not met, they reserve the right to increase the down payment requirement, or decline the loan.

(3) For information regarding home buyer tax credits, including eligibility and other terms and conditions, consult your local tax advisor or visit www.irs.gov.

This product is limited to first time home buyers, purchasing a detached single family residence only. All loans subject to eligibility, loan program requirements and approval, including credit approval. BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.

Contact Tucson Ron for more info today!